- Calculate a price based on loan amount, or...
- Calculate a loan amount from price
- Calculate
**income tax benefits**due to mortgage deductions - Optionally include casualty insurance, property taxes, and PMI
- Do what-ifs with
**very flexible extra payment**options - Take results with you — printable payment schedule with dates
- New: Optionally creates an inflation-adjusted cost schedule
- New: Answers the question,
**"is a mortgage a good investment?"**

- Supports both investment and withdrawal cash flows
- Solves for starting amount, cash flow amount or ending amount and more
- Effect of income taxes on either investment growth or (IRA) withdrawal
- Calculate
**impact of inflation and fees**on your investments - Calculates before and after-tax rate of return

- Solve for many unknowns...
**At what age can I retire?****How much do I have to invest to retire at 55?****How long will my retirement income last?****How much income will I have in retirement?**

- Creates both pre and post retirement cash flows in a single printable report
- Considers
**estimated wage increases and inflation**

- Calculations for either investment or debt cash flows
- Solve for
**PV**,**FV**,**rate**,**term**,**APR**,**NPV**,**investment, withdrawal, loan or payment amounts** - Change interest rates on any date
- Multiple loans in single schedule i.e.
**construction loans** - Many styles of printable schedules
- A
**loan payoff calculator**- enter payments on date received - And so much more you won't believe it...

- Solve for any unknown - loan amount, rate, term or payment amount
- Select from 11 payment frequencies
- Set compounding frequency independently of payment frequency
**Two extra payment options**- lump-sum extra payment or series- Amortization schedule with annual and running tallies -
**option to select fiscal year ending month**

**Compare investment returns for different assets**- Stocks
- Commodities
- Bonds
- House Prices (Case-Shiller Index)

**Includes historical data for 14 indices from as early as 1915**- Investment returns for initial amount or investment series
- Adjust return by inflation (US CPI data)
- Creates investment reports and chart
**Optionally inclued either 10-year US Treasury Bill Rate or CPI.**